Novaris ConseilNovaris ConseilFRLog inGet my Score
Financial engineering · small and mid-sized businesses

Fund
your business

A badly prepared file is a guaranteed refusal. Your project deserves better. Novaris builds it with you — forecasts, cash flow, funding plan — and stays with you until the money is released.

Free · 10 questions · immediate result · no appointment

Fundability ScoreImmediate result
42/ 100

File fragile as it stands

Two blocking points identified. They can be put right before the file is presented.

Repayment capacityNot calculated
Personal contribution12% · threshold 20%
Banking situationNo incident
Director’s experience8 years in the trade
Detailed PDF report and corrective levers sent by email. The Score is available in French only.
7/10Do not get the go-ahead 2 never leave the project stage, 3 are turned away by the bank branch, 2 are refused by the credit committee
25 yearsIn the trade The experience of the consultants behind Novaris, not the age of the brand
247Files assessed Since 2024, across every sector and every size of business
82%Success rate Share of the files we supported that resulted in funding

They trusted us

Le GibraltarLe Comptoir du SoleilMaison LorenzoGentleman CoffeeCommon BlueMFL

Your situation

Starting up, buying, growing, in difficulty: the file expected of you is not the same. Choose your situation below — we tell you what blocks it, and what banks and investors actually check.

How it works

From the first question to the release of the funds — the essentials of the journey at a glance.

Step 1The Score

Ten questions, free. You know where you stand and what is blocking you.

Step 2Choosing the package

Essentielle, Standard or Premium — directly, or after a scoping discussion if you would rather be advised.

Step 3The build

Five-year forecasts, cash flow, funding plan, downside scenarios where the file warrants it.

Step 4The calibration

Bank version, public-body version, information memorandum.

Step 5The support

Delivery of the file, then follow-up of the assessment until the money is released.

The full course of a file

After funding

The competitor delivers a forecast and disappears. We stay.

Steering, once the funds are released

What puts a funded business into difficulty is almost always what happens afterwards. A director who tracks the numbers does not discover them when the annual accounts arrive, ten months after the event.

  • Cash-flow dashboard
  • Actuals against forecast
  • Tracking of the undertakings given
  • Preparation of bank meetings

What we do, and what our partners do

What they say about us

★★★★★
When I decided to open Le Gibraltar, we really were starting from a blank sheet. Novaris supported me in structuring the project, preparing the forecast and searching for funding. Thanks to that support, I was able to open my restaurant.
AnthonyOwner of the restaurant Le Gibraltar
★★★★★
I had a plan to launch my food truck, but I did not know how to organise the steps or present my file to funders. Novaris helped me build a coherent project and move forward step by step. That support turned my idea into a real business.
RaymondeOwner of a food truck
★★★★★
My acquisition project was solid, but funding it remained complicated. Novaris Conseil took the whole file in hand, identified the points to strengthen and built a clear presentation for the banks. I particularly appreciated their availability, their command of what funders expect and the frankness of the advice.
SamuelDirector of a small craft business
★★★★★
We needed to invest in order to grow the business, but we did not know which schemes to turn to. Novaris Conseil analysed our situation, looked for the right funding and coordinated the building of the file. We saved a considerable amount of time and presented our project with far stronger arguments.
VirginieDirector of a services business — Occitanie

The questions we get asked

Including the awkward ones.

Is the Score really free?
Yes. No card details, no commitment, no automated follow-up. We ask for an email address so we can send you the PDF report: that is the only thing you give in return.
Do you guarantee that funding will be obtained?
What we guarantee is the file: complete, readable, defensible, with every foreseeable ground for refusal dealt with before submission. The decision itself belongs to the funder — nobody can honestly promise it to you.
Who keeps my books?
You decide. No law obliges a business to appoint an accountant: depending on your tax regime, you may keep your books yourself. What the law restricts is keeping them on behalf of others — which is why Novaris does not do it.
Do I have to travel?
Rarely. The Score is done entirely online. For the paid packages, most of the work is handled by video or phone — which is the case for the majority of files. We work throughout France.

All the questions

Start by knowing
where you stand

Ten questions, no document to provide, no appointment. A score out of 100 that measures one thing above all: whether your project is feasible — what is blocking it, and what has to be put right before you present yourself.

Get my Fundability Score Free · immediate result · PDF report by email · in French