A badly prepared file is a guaranteed refusal. Your project deserves better. Novaris builds it with you — forecasts, cash flow, funding plan — and stays with you until the money is released.
Free · 10 questions · immediate result · no appointment
File fragile as it stands
Two blocking points identified. They can be put right before the file is presented.
They trusted us






Starting up, buying, growing, in difficulty: the file expected of you is not the same. Choose your situation below — we tell you what blocks it, and what banks and investors actually check.
No track record to show: everything rests on the forecast, and so on its credibility.
SeeBBuying a businessThe funder is not judging a project, it is judging a price, a structure and your ability to take over.
SeeGGrowingThe refusal almost always comes from what already exists: the debt in place and the need for cash.
See!Business in difficultyDifficulty does not stop you getting funded. Presenting it without having dealt with it does.
SeeFrom the first question to the release of the funds — the essentials of the journey at a glance.
Ten questions, free. You know where you stand and what is blocking you.
Essentielle, Standard or Premium — directly, or after a scoping discussion if you would rather be advised.
Five-year forecasts, cash flow, funding plan, downside scenarios where the file warrants it.
Bank version, public-body version, information memorandum.
Delivery of the file, then follow-up of the assessment until the money is released.
The competitor delivers a forecast and disappears. We stay.
What puts a funded business into difficulty is almost always what happens afterwards. A director who tracks the numbers does not discover them when the annual accounts arrive, ten months after the event.
When I decided to open Le Gibraltar, we really were starting from a blank sheet. Novaris supported me in structuring the project, preparing the forecast and searching for funding. Thanks to that support, I was able to open my restaurant.
I had a plan to launch my food truck, but I did not know how to organise the steps or present my file to funders. Novaris helped me build a coherent project and move forward step by step. That support turned my idea into a real business.
My acquisition project was solid, but funding it remained complicated. Novaris Conseil took the whole file in hand, identified the points to strengthen and built a clear presentation for the banks. I particularly appreciated their availability, their command of what funders expect and the frankness of the advice.
We needed to invest in order to grow the business, but we did not know which schemes to turn to. Novaris Conseil analysed our situation, looked for the right funding and coordinated the building of the file. We saved a considerable amount of time and presented our project with far stronger arguments.
Including the awkward ones.
Ten questions, no document to provide, no appointment. A score out of 100 that measures one thing above all: whether your project is feasible — what is blocking it, and what has to be put right before you present yourself.
Un consultant vous rappelle, sans attendre le résultat d’un test. Réponse sous 48 heures ouvrées, comme pour toute demande.