You do not choose a package according to your budget, but according to what the funder will have to read. A single entity and a simple request do not call for the same file as a holding company or an LBO. Start with the Score: it is free, and it will tell you which of these four levels fits your situation.
Knowing whether your file holds up — and above all why it does not yet.
10 questions · immediate result · no appointment · in French
Your forecast, delivered. You take it to the funders yourself.
48 h max · 1 revision
One entity, one funding request — carried through to the release of the funds.
10 working days · 3 revisions
Everything in Essentielle, plus:
Holding company, LBO, group of companies: each entity is treated in its own right.
21 working days max · 5 revisions
Everything in Standard, plus:
Three kinds of deliverable, not four: the numbers, their summary, and the narrative explaining why they hold up. Calibrating for a bank or for public bodies is not one more deliverable — it is the way the three are addressed to the reader.
| Fundability Score | Essentielle | Standard | Premium | |
|---|---|---|---|---|
| Scope | ||||
| Type of transaction covered | Before any commitment | The numbers alone | Simple file · a single funding request · trading company | Holding company · LBO · structuring of complex transactions |
| Entities covered | — | 1 entity | 1 entity | Every entity in the group |
| Analysis | ||||
| Online Fundability Score | ✓ | ✓ | ✓ | ✓ |
| Feasibility study | ✕ | ✓ | ✓ | ✓ |
| Financial analysis by entity | ✕ | ✕ | ✕ | ✓ |
| Forecast financial statements — 5 years | ||||
| Forecast profit and loss account | ✕ | ✓ | ✓ | ✓ |
| Forecast balance sheet | ✕ | ✓ | ✓ | ✓ |
| Cash-flow plan | ✕ | ✓ | ✓ | ✓ |
| Funding plan | ✕ | ✓ | ✓ | ✓ |
| Banking ratios, DSCR and operating cash flow analysis | ✕ | ✕ | ✓ | ✓ |
| Stress test scenarios, calibrated to your file | ✕ | ✕ | ✓ | ✓ |
| Complete financial statements for each entity | ✕ | ✕ | ✕ | ✓ |
| Summary and narrative | ||||
| Financial summary | ✕ | ✓ | ✓ | ✓ |
| Downside version of the financial statements | ✕ | ✕ | ✕ | ✓ |
| Confidential Information Memorandum | ✕ | ✕ | ✓ | Premium |
| Calibration of the file | ||||
| Bank version | ✕ | ✕ | ✓ | ✓ |
| Public-body version | ✕ | ✕ | ✓ | ✓ |
| Structuring | ||||
| Legal structuring | ✕ | ✕ | ✓ | ✓ |
| Support | ||||
| Support until the funds are released | ✕ | ✕ | ✓ | ✓ |
| Funding search by a partner broker | ✕ | ✕ | ✓ | ✓ |
| Terms | ||||
| Delivery time | — | 48 h max | 10 working days | 21 working days max |
| Revisions included | — | 1 | 3 | 5 |
What to know before choosing. These prices cover the most common situations; a specific or complex request — several entities, an unusual structure, a constrained timetable — is quoted for after a conversation. No page count is mentioned: a file is judged on what it demonstrates, not on its thickness. The support is a single one — it covers the progress of the file until the funds are released, including where the funding goes through a broker. Broking is carried out by a partner broker registered with ORIAS; Novaris carries out no intermediation in banking operations and receives no commission on the funding obtained. None of these packages includes bookkeeping: when entrusted to a third party, it falls within the exclusive remit of an expert-comptable registered with the Ordre — the French regulated accountancy profession — and is covered by a separate engagement letter, it being noted that no law obliges you to delegate it.
Un consultant vous rappelle, sans attendre le résultat d’un test. Réponse sous 48 heures ouvrées, comme pour toute demande.