The competitor delivers a forecast and disappears. We stay — because what puts a funded business into difficulty is almost always what happens after the money is released, and because a director who steers by the numbers does not discover them when the annual accounts arrive.
Four things, and none of them announces itself if nobody is watching.
A loan comes with instalments, sometimes with ratios to hold and documents to send in. An undertaking that has not been met does not remind you politely: it surfaces at the moment you need new support, and it closes the door.
A customer who pays at sixty days instead of thirty, a slower season, a delayed hire. Caught in time, these are adjustments. Caught six months later, they are cash problems — the same ones, far more expensive.
Plenty of directors know whether the month was good, but not by how much or why. The annual accounts arrive ten months after the event: that is a tax document, it is not a decision-making tool.
A relationship manager who changes, accounts that are never commented on, an overdraft used permanently. Trust is built between two requests, not during one — and it decides the answer to the next.
This is the most important question on this page, and we answer it without ambiguity. Some services belong to a regulated profession: we do not carry them out, we orchestrate them.
Support that shows up once a year is worth nothing. This one has a rhythm.
The real position, the receipts and payments of the coming weeks, and the gap with what was planned. It is short, it is quantified, and it reads in ten minutes.
Actuals set against the forecast across every line, the decisions to be taken, and an update of the forecast if the trajectory has changed.
What is owed, to whom, on what date, and what the funder expects from you in documents or ratios. Nothing should be discovered on the day itself.
Preparation of the meeting, figures to present, questions to anticipate. A bank meeting you have prepared looks nothing like one you merely attend.
The exact scope is defined with you. It depends on the size of the
business, on what you already do in-house and on what your accountant already covers. That is
why no price appears here: we talk first, then we quote.
This offer is being rolled out gradually. Financial steering is provided by Novaris
today. The regulated services are performed by partners, and the network is growing: we tell
you exactly who will be working on your file before any commitment.
A conversation to understand where you stand, what you already do in-house and what deserves to be tracked. No commitment, and no quote before we have understood.
Un consultant vous rappelle, sans attendre le résultat d’un test. Réponse sous 48 heures ouvrées, comme pour toute demande.
